Certificate of Deposit Offerings

Traditional Certificate of Deposit

• Terms: 3 months, 6 months, 12 months, 18 months and 2 year
• Fixed competitive rates of interest
• Interest can be paid quarterly, or if term is under 12 months, at maturity by automatic deposit
• Statements at maturity
• CD's automatically renew at maturity date with a ten day (10) grace period to withdraw funds after maturity without penalty
• Federal regulations require substantial penalty for early withdrawal. For terms one year and under, penalty is 3 months interest. For terms over one year, penalty is 6 months interest
• $1,000.00 minimum deposit
• FDIC insured up to $250,000

FirsTier Bank Money Manager Certificate of Deposit

Easy Withdrawals. Unlimited Deposits. No Worries. 

• 12-month Term
• Withdrawals of $2500 or less may be made every 30 days without penalty- Additional withdrawals or account closure may be subject to early withdrawal penalties
• Deposits of $1000 or more may be added at any time 
• Earn higher interest than traditional Money Markets
• $25,000 minimum balance required to open and obtain APY
• FDIC insured up to $250,000

FirsTier Bank Bonus Bump Certificate of Deposit

The Convenience and Flexibility of Sweetening Your Interest Every 12 Months

• Terms: 24, 30 and 36 month
• Customer may move to a higher interest rate one time in months 1-12, one time in months 13-24, and one time in months 25-end of term
• Deposits of $500 or more may be added at any time
• Minimum balance of $2500 is required to open and obtain APY
• Withdrawals or account closure may be subject to early withdrawal penalties
• Available on new accounts only
• FDIC insured up to $250,000